<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Personal Finance on Janusworx</title><link>https://janusworx.com/tags/personal-finance/</link><description>Recent content in Personal Finance on Janusworx</description><generator>Hugo -- gohugo.io</generator><language>en</language><managingEditor>feedback@janusworx.com (Mario Jason Braganza)</managingEditor><webMaster>feedback@janusworx.com (Mario Jason Braganza)</webMaster><copyright>© 2026, Mario Jason Braganza</copyright><lastBuildDate>Sat, 02 Nov 2019 07:20:52 +0530</lastBuildDate><atom:link href="https://janusworx.com/tags/personal-finance/index.xml" rel="self" type="application/rss+xml"/><item><title>If You Want to Invest, Do Not Listen to Your Parents</title><link>https://janusworx.com/personal/investing-do-not-listen-to-your-parents/</link><pubDate>Sat, 02 Nov 2019 07:20:52 +0530</pubDate><author>feedback@janusworx.com (Mario Jason Braganza)</author><guid>https://janusworx.com/personal/investing-do-not-listen-to-your-parents/</guid><description>&lt;p&gt;If you are young, and I mentor you (or not), then this talk is a &lt;em&gt;&lt;strong&gt;must watch.&lt;/strong&gt;&lt;/em&gt;&lt;br&gt;
Don’t make the mistakes I have.&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.subramoney.com/about/" target="_blank" rel="noreferrer"&gt;Subra&lt;/a&gt; (as usual), fills his 10 minute at IIT Bombay, with wit and humour and wisdom.&lt;/p&gt;

&lt;h2 class="relative group"&gt;&lt;div style="position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden;"&gt;
			&lt;iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share; fullscreen" loading="eager" referrerpolicy="strict-origin-when-cross-origin" src="https://www.youtube.com/embed/szPOnNeLrf0?autoplay=0&amp;amp;controls=1&amp;amp;end=0&amp;amp;loop=0&amp;amp;mute=0&amp;amp;start=0" style="position: absolute; top: 0; left: 0; width: 100%; height: 100%; border:0;" title="If You Want to Invest, Do Not Listen to Your Parents"&gt;&lt;/iframe&gt;
		&lt;/div&gt;

 &lt;div id="hahahugoshortcode603s0hbhb" class="anchor"&gt;&lt;/div&gt;
 
 &lt;span
 class="absolute top-0 w-6 transition-opacity opacity-0 -start-6 not-prose group-hover:opacity-100 select-none"&gt;
 &lt;a class="text-primary-300 dark:text-neutral-700 !no-underline" href="#hahahugoshortcode603s0hbhb" aria-label="Anchor"&gt;#&lt;/a&gt;
 &lt;/span&gt;
 
&lt;/h2&gt;</description></item><item><title>You Can Be Rich With Goal based Investing</title><link>https://janusworx.com/personal/you-can-be-rich-with-goal-based-investing/</link><pubDate>Mon, 03 Sep 2018 12:31:19 +0530</pubDate><author>feedback@janusworx.com (Mario Jason Braganza)</author><guid>https://janusworx.com/personal/you-can-be-rich-with-goal-based-investing/</guid><description>&lt;p&gt;Pattu &amp;amp; Subra (SubraPattu) are the foundation on which all my personal finance and investing knowledge rests.&lt;br&gt;
I’ve followed their blogs for years now and learned so much.&lt;/p&gt;
&lt;p&gt;Between the untold number of categories on the right on &lt;a href="http://www.subramoney.com" target="_blank" rel="noreferrer"&gt;Subra’s blog&lt;/a&gt;, and the tens of thousands of words &amp;amp; zillions of calculators &lt;a href="https://freefincal.com/" target="_blank" rel="noreferrer"&gt;Pattu has on his&lt;/a&gt;, you could be set for months, learning about how to make it, money wise.&lt;/p&gt;
&lt;p&gt;They have always been generous souls, in deed and spirit.&lt;br&gt;
Pattu specially has always been gracious whenever I’ve written to him&lt;/p&gt;
&lt;p&gt;But if you are new to all this and don’t know where or how to begin, the duo now have a book out.&lt;/p&gt;
&lt;figure&gt;&lt;img
 class="my-0 rounded-md"
 loading="lazy"
 decoding="async"
 fetchpriority="low"
 alt=""
 src="https://freefincal.com/wp-content/uploads/2016/10/You-can-be-rich-with-goal-based-investing.jpg?x64541"
 &gt;&lt;/figure&gt;
&lt;p&gt;So, if you want a clear path from zero to hero, when it comes to money … get this book!&lt;/p&gt;
&lt;p&gt;Read what the book is about in their own words. (&lt;a href="http://www.subramoney.com/2016/10/you-can-be-rich-too/" target="_blank" rel="noreferrer"&gt;Subra&lt;/a&gt;, &lt;a href="https://freefincal.com/pre-order-book-you-can-be-rich-with-goal-based-investing/" target="_blank" rel="noreferrer"&gt;Pattu&lt;/a&gt;)&lt;/p&gt;
&lt;p&gt;Links to the book are on their pages. Pattu seems to have a bigger list.&lt;/p&gt;
&lt;p&gt;To the authors, all I have to say is, I’ve kept &lt;a href="http://janusworx.com/subras-retirement-planning-lecture-videos/" target="_blank" rel="noreferrer"&gt;&lt;s&gt;half my&lt;/s&gt; promise&lt;/a&gt; :)&lt;br&gt;
I bought &lt;s&gt;5&lt;/s&gt;, 10 books.&lt;br&gt;
And &lt;em&gt;&lt;strong&gt;thank you&lt;/strong&gt;&lt;/em&gt; for all you do!&lt;/p&gt;</description></item><item><title>Planned your retirement? Watch this!</title><link>https://janusworx.com/personal/subras-retirement-planning-lecture-videos/</link><pubDate>Sun, 02 Sep 2018 18:04:34 +0530</pubDate><author>feedback@janusworx.com (Mario Jason Braganza)</author><guid>https://janusworx.com/personal/subras-retirement-planning-lecture-videos/</guid><description>&lt;p&gt;This post is specially for my young brood.&lt;/p&gt;
&lt;p&gt;My younger brothers.
My cousins.
My sisters &amp;amp; brothers in law.
The young kids I work with.
I’m specially speaking to all you guys.&lt;/p&gt;
&lt;p&gt;If you think you need, even the slightest idea on why or how to invest and why planning for retirement now is important &lt;a href="http://freefincal.com/subras-retirement-planning-lecture-videos/" target="_blank" rel="noreferrer"&gt;go watch this, like right now&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Then get one of those fancy shmancy youtube downloaders, download the videos and keep them safe and then watch them again whenever you get antsy with your money.&lt;/p&gt;
&lt;p&gt;If you wonder why you should listen to that old fogey speaking, &lt;a href="http://janusworx.com/to-subra/" target="_blank" rel="noreferrer"&gt;read this.&lt;/a&gt;
And then go, begin &lt;a href="http://www.subramoney.com/" target="_blank" rel="noreferrer"&gt;reading his blog&lt;/a&gt; everyday.&lt;/p&gt;
&lt;p&gt;And as to the guy, who organized these videos, &lt;a href="http://freefincal.com/read-me-first-2/#comment-11689" target="_blank" rel="noreferrer"&gt;let’s just say I’m a Big Fan.&lt;/a&gt;
&lt;a href="http://freefincal.com/" target="_blank" rel="noreferrer"&gt;Read his blog daily too!&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Like they say, when the disciple is ready, the Master will appear.
This rings so true for me, personally.
I’m lucky to have &lt;a href="http://www.subramoney.com/about/" target="_blank" rel="noreferrer"&gt;Subra&lt;/a&gt; &amp;amp; &lt;a href="http://freefincal.com/read-me-first-2/" target="_blank" rel="noreferrer"&gt;Pattu&lt;/a&gt; do their evangelism at a time, when I went looking for answers.
I’m even luckier that they are so generous with their time &amp;amp; money &amp;amp; spirit!&lt;/p&gt;
&lt;p&gt;So, &lt;a href="http://freefincal.com/subras-retirement-planning-lecture-videos/" target="_blank" rel="noreferrer"&gt;go watch them videos, now&lt;/a&gt;. These couple of hours will change the way you think about your financial life.&lt;/p&gt;
&lt;p&gt;And to the oldies, this applies to you too! Besides you can pass it on to your young ’uns!&lt;/p&gt;
&lt;p&gt;Here’s the link in bold - &lt;strong&gt;&lt;a href="http://freefincal.com/subras-retirement-planning-lecture-videos/" target="_blank" rel="noreferrer"&gt;http://freefincal.com/subras-retirement-planning-lecture-videos/&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;And to Pattu &amp;amp; Subra, if you get that book out, I’m buying 10 copies :)
And a big Thank You for all you do!&lt;/p&gt;</description></item><item><title>On Insurance and the thoughts behind it</title><link>https://janusworx.com/personal/on-insurance/</link><pubDate>Sat, 01 Sep 2018 18:44:38 +0530</pubDate><author>feedback@janusworx.com (Mario Jason Braganza)</author><guid>https://janusworx.com/personal/on-insurance/</guid><description>&lt;p&gt;If I haven’t told you to go read &lt;a href="http://www.subramoney.com" target="_blank" rel="noreferrer"&gt;Subramoney&lt;/a&gt; yet, then you oughta…
The man is (to me at least) the Gautam Buddha of personal finance.&lt;/p&gt;
&lt;p&gt;Parables, stories, shared experiences and a ton of blog entries later, you’ll attain pf awareness :) (pf nirvana? :))&lt;/p&gt;
&lt;p&gt;His &lt;a href="http://www.subramoney.com/2014/10/what-a-life-insurance-agent-says-and-what-he-means/" target="_blank" rel="noreferrer"&gt;latest post on insurance&lt;/a&gt; is pure gold! Go read.&lt;br&gt;
And then subscribe!&lt;br&gt;
And then &lt;a href="http://www.flipkart.com/retire-rich-invest-subramanyam-book-9380200071?affid=INsubraman" target="_blank" rel="noreferrer"&gt;buy his book&lt;/a&gt; and make him filthy rich :P&lt;/p&gt;</description></item></channel></rss>